Privacy & Cookie Policy

Last Updated: January 1, 2026

The “In Plain English” Summary

Before we get to the legal text, here is the simple version:

  • • We respect your privacy. We don’t sell your data to data brokers.
  • • We use cookies. Mainly to see which guides are popular (Analytics) and to make sure our affiliate links work (so we can keep this site free).
  • • Your email is safe. If you subscribe to our newsletter, we only use it to send you payment intelligence updates. You can unsubscribe in one click.

— Detailed Privacy Policy —

1. Data We Collect

  • Voluntarily Provided: Email address (if you sign up for newsletters) and messages sent via contact forms.
  • Automatically Collected: IP address, browser type, and pages viewed (via Google Analytics or similar tools) to help us understand which payment guides are most useful.

2. How We Use Your Data

We use this data to operate the website, improve our payment infrastructure research, and send newsletters (only with your consent). We process data based on legitimate business interests and consent.

3. Cookies & Tracking

LumScope uses cookies to improve performance and track affiliate attribution.

  • Essential Cookies: Required for the site to function.
  • Analytics Cookies: Help us count visitors (data is anonymized).
  • Affiliate Cookies: If you click a link to a payment provider, a cookie is placed to track the referral so we can earn a commission. These cookies do not store your personal data.

4. Data Sharing

We do not sell your personal data. We may share limited data with trusted service providers (like our email newsletter platform) who are GDPR compliant.

5. Your Rights (GDPR & CCPA)

You have the right to access, correct, or delete your data. To exercise these rights, simply contact us at contact@lumscope.com.

6. Third-Party Links

Our site contains links to external websites (payment providers we analyze). We are not responsible for their privacy practices. Please review their policies directly.

Contact Us

For any privacy-related questions, please email: contact@lumscope.com